It’s only natural that you’d want your loved ones fully protected after your death. For that reason, our financial experts can locate the most suitable Life Insurance policy to put your mind at ease. If you have dependents, such as young children, a family relying on your mortgage repayments or a partner who depends on your earnings, then investing in Life Insurance is crucial. Although the state can provide minimally in the event of your death, it simply isn’t sufficient to properly protect your dependents financially.
With two broad policy types available, our specialist insurance advisors assess your situation to find the strategy that will best care for your loved ones. Selecting Term Life Insurance allows your policy to run for a set amount of time, be it 5 or 25 years. With this policy, the money will only be paid if your death occurs during the fixed time period of the cover. Whereas, choosing a Whole-of-Life Policy causes the payout to occur whenever you may die, provided your premium payments have been regular. Available to be distributed gradually or as a lump sum in the event of your death, either policy allows you to decide some specific payment details, including what the money will pay for, such as rent or education, if you so wish. For further details, contact our team on 01782 617600 and our market specialists will produce a personalised financial package to give you peace of mind.